simple insurance question

Bossman 92 · Aug 8, 2007

Alright, I am working on snow removal customers now and have a question. Most of my customers want plowed @ 1.5" and salted, anything less just salt. I have a few customers that don't want any salt unless they call. Should I write somthing up saying I am not liable for someone slipping due to lack of salt? I have never had a prolbem, but I think i might need to cover myself just in case. I think if I said they have to sign a waver,they would just say salt whenever it needs it.

THANKS BOSSMAN

forestfireguy · Aug 10, 2007

Yes you should include this, it is called a "hold Harmless" clause I believe. Be as specific as possible, often, in my expierience clients see this and allow you to use your discretion for salting.

JD Dave · Aug 16, 2007

forestfireguy;396970 said:
Yes you should include this, it is called a "hold Harmless" clause I believe. Be as specific as possible, often, in my expierience clients see this and allow you to use your discretion for salting.

x2. Salting on call is also a pain, you just get home and crawl into bed after a big storm, then the phone rings.

SnowPusher513 · Nov 30, 2007

you can never be too safe in covering your butt.

Mick · Nov 30, 2007

If you use a contract, you could just list the services you provide and have them check what services they want. Or you could note: "Customer declines salt". Or: "Customer will notify contractor if salt is desired". I would suggest having salting services spelled out exactly. Putting something like "As needed" can lead to trouble. If you do salt and no one gets hurt, they argue that salt wasn't needed. If you don't salt and someone gets hurt, then it was obvious that it needed salt.

simple insurance question

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