So out of no where my small business insurance has been cancelled. The company that covers me has been bought out by a much larger company and they are having insanely high premiums in an effort to push out small businesses from snow removal altogether. Here in Ontario insurance companies are fed up with the claims and are putting huge pressure on companies. I was just quoted at a minimum $5000 premium just for snow removal, not including seasonal landscaping. We are a small company with 4 employee's. The agent was saying most small companies are throwing in the towel because of these absurd rates. Is anyone else experiencing this? I'm not sure what to do at this point. Any advice would appreciated. I can't see myself paying close to $1000 per month for insurance, but if that's what it is then what can I do. 1 hour North of Toronto, Ontario, Canada.