• How has the weather been in your neck of the woods?
    We are looking for feedback from our membership to see how/what the weather has been like in your area. Please Click here to take our Winter Weather Survey, we would appreciate it.

Proper Way to pay subs?

Doug406

Member
My insurance agent has asured me that as long as my SUBS have auto insurance and clean driving record, all I have to do is add them to my LIABILITY insurance. This way I am sure I am covered because I am in control. Then all I have to do is pay them the hourly wage, and send out 1099's. AM I MISSING ANYTHING?? I do not want to be caught at the short end of a law suit someday.

Oh one other thing, last year when I was auited by the insurance co. they included my subs in with the workmans comp payroll. Are subs covered with my workers comp ins.?

[Edited by Doug406 on 11-18-2000 at 02:55 AM]
 

Lazer

Senior Member
The Government wants as many subs as possible to be catagorized as employees. They get the most $ that way.

There is a list of items which determine if a sub is a sub or an employee. Things such as owning equipment, setting own schedule, working for multiple contractors, etc.

Most cases a snowplow sub can safely be catogorized as a boified subcontractor and are therefore responsible for their own vehicle and workers compensation insurance.
 
Top