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Landscaping+Snow Plowing Insurances

Discussion in 'Business Fundamentals' started by AmericanPlower, Dec 5, 2011.

  1. AmericanPlower

    AmericanPlower Junior Member
    Messages: 11

    Hey, I am from New Jersey and with the past "slip and fall" claims of snow plowing it is so difficult to obtain Insurance for my company for Landscaping and Snow Plowing...Ins. Companies are not writing both....does anybody know of a company in New Jersey that can supply both Insurances? Thanks..
  2. snobama

    snobama Member
    Messages: 35

    try Mills Insurance Group.
  3. AmericanPlower

    AmericanPlower Junior Member
    Messages: 11


    Thanks a lot man.. ill try them...its been a headache
  4. rcn971

    rcn971 Senior Member
    Messages: 213

    Why would you want one company for both policies? If both are under one company and you have a slip and fall claim against you, it would affect your company's insurance cost across the board. I was actually advised of that by an insurance broker in NJ.
  5. 78Craft

    78Craft Junior Member
    Messages: 24

    It will affect you either way is my guess. It is much less expensive to have one policy with both listed. If you are the only employee you may only need to have the more expensive of the two listed
  6. Ramairfreak98ss

    Ramairfreak98ss PlowSite.com Addict
    Messages: 1,931

    Yeah, i just called them a few days ago. I think we're changing insurance agents because we need one that just knows the business and although we've been covered... in the last year with one walmart account, we suddenly had 5 slip and falls that all were paid out by our Peerless insurance :/

    Heres their info too, and theyll need the following..
    1. 5 year loss run history
    2. All policies declarations pages
    3. List of drivers (name, DOB, drivers license number)
    4. Tax id number
    5. A copy of your snow contract

    Jamie Naurath
    Office: 609-268-2302 x105
    Cell: 609-760-0495
    Fax: 609-268-2120
  7. tjlands

    tjlands Senior Member
    Messages: 579

    We use Jamie also
  8. SteveR

    SteveR Senior Member
    Messages: 252

    Do they offer insurance in other states