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Landscaping Co. snow Insurance?

Discussion in 'Business Fundamentals' started by 4-Seasons, Oct 18, 2008.

  1. 4-Seasons

    4-Seasons Junior Member
    from NJ
    Messages: 28

    Do you need snowplowing insurance or any extra kind of insurance for a landscaping company with liability ins. that is just shoveling side walk and maybe snow blowing.?
  2. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    Yes, check with your agent. Think about it - would call shoveling snow "Landscaping"?
  3. laurentian

    laurentian Junior Member
    Messages: 1

    With in the snow shoveling or snow blowing there are different risks and depending on the $ amount compared to your landscaping your agent might discribe this risk as incendental and might not be an up charge. However you will not be covered if you have a loss if your agent doesn't know your providing snow services. As Mick said it's best to talk to your agent.