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Insurance in Mass

Discussion in 'Business Fundamentals' started by searay220, Oct 14, 2015.

  1. searay220

    searay220 Senior Member
    Messages: 100

    Looking to step up my plowing business beyond some local driveways. Can someone recommend an insurance company in Mass that will cover snowplowing and whatever insurance is needed?

  2. Masssnowfighter

    Masssnowfighter Senior Member
    from ma
    Messages: 222

    Good luck with that, insurance companies in Mass want nothing to do with you once you tell them you are snow plowing commercial lots. And they really want nothing to do with you if you say you provide de-icing services.
  3. jhall22guitar

    jhall22guitar PlowSite.com Addict
    Messages: 1,056

    When my father had his plow we had to have commercial plates (since the truck was clearly being used to make money) along with commercial vehicle insurance, which then had our snowplowing insurance in it. Then we had a commercial general liability insurance for the company that also covered snow plowing.

    Cant remember what company we had.
  4. Ben/Insurance

    Ben/Insurance Sponsor
    Messages: 166

    Searay, contact a local independent insurance agent in your area that specializes in contracting insurance. The bigger, the better. You will
    need General Liability (GL) insurance (for the slip/fall claims), truck insurance (for injury and damage caused by the plow) and possibly workers compensation (varies by state).