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Insurance Drove Me Out

Discussion in 'Business Fundamentals' started by Flake Chaser, Nov 26, 2014.

  1. Flake Chaser

    Flake Chaser Member
    from CT
    Messages: 66

    Stopped landscaping but was going to continue plowing but with a quote of $6500 of which i had to pay up front screw that putting it nicely. If i had known that I'd kept landscape insurance at $3500. Hanging it up after 20 years. One door closes and another opens. Stay safe and have a goodyear guys/gals
  2. thelettuceman

    thelettuceman PlowSite.com Addict
    Messages: 1,218

    Good Luck To You.
  3. BPS#1

    BPS#1 2000 Club Member
    Messages: 2,421

    Too many claims or what?

    My insurance isn't over $4000 annual.
    Perhaps you need a new agent.
  4. tjlands

    tjlands Senior Member
    Messages: 579

    Good luck to you through your new door!!

    I have heard the same many times this year and last, and its only getting worse.

    Big,big difference Wy and east coast as far as insurance.

    total Full insurance for a nice size company around here 5 or so trucks can easily be 50 k plus. Believe me.

    I would say 30-40% don't even have snow insurance around here, idiots
  5. alldayrj

    alldayrj PlowSite.com Addict
    Messages: 1,108

    That sucks man.
    Are you Selling anything?
  6. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Sharks are circling
  7. Flake Chaser

    Flake Chaser Member
    from CT
    Messages: 66

    Only tailgate sander after I do some work to it. Keep plow for personal use.

    BPS#1, no claims at all. My agent said strip malls with slip falls are jacking the prices up. Insurance Co. getting lots of claims and passing it along. When are people going to figure out that snowstorms and high heels don't work well :dizzy:
  8. gc3

    gc3 Senior Member
    Messages: 713

    How big was your company when it came to snowplowing. How many employees on your payroll/trucks, residential/commercial ratio?
  9. BPS#1

    BPS#1 2000 Club Member
    Messages: 2,421

    Wow, and yes when will they learn?
    Same with bald tires and snow/ice/rain.

    As was mentioned previously big differences between WY and the east coast.
    I could not do east coast for a large number of reasons!
  10. Flake Chaser

    Flake Chaser Member
    from CT
    Messages: 66

    Yeah I'm tired of the East Coast mainly CT. To darn expensive to live here. I need room to ride our horses. Bet WY has some ;) I do like seasonal changes though
  11. JimMarshall

    JimMarshall Senior Member
    from NW PA
    Messages: 786

    I'll trade you insurance bills.
  12. BPS#1

    BPS#1 2000 Club Member
    Messages: 2,421

    I know where there is an established lawn and snow bidness for sale.
  13. Flawless440

    Flawless440 PlowSite.com Addict
    Messages: 1,543

    Ha Ha... You beat me to it.. I pay double that.. Covers Aerial Tree Service as well..

    One of my subs was able to get better rates by getting a commercial policy and adding his other personal truck with his plow truck. Cheaper than what he was paying on a regular auto policy.