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I damaged a bank !!

Discussion in 'Commercial Snow Removal' started by 2003ctd, Dec 23, 2008.

  1. 2003ctd

    2003ctd Senior Member
    Messages: 165

    Ok long story short... I tried to fit my truck threw a bank drive threw and well didn't fit, got the plow wedged... I damaged the rear panel of the ATM machine, the stucco on the building, and the front of the drawer that comes out from the building to the side of your car... The bank is being really cool about it, does anyone know if this bank stuff (the drawer and the atm panel) are big money?? They don't want to do anything until spring.. But just curious if Im gonna have to claim this..
  2. Kenyou

    Kenyou Senior Member
    Messages: 375

    That's why we need insurance. Stuff can happen.

    Good Luck.
  3. payton

    payton Senior Member
    Messages: 470

    bend over.. its not cheap. and the outfit thats gonna end up fixing the items also know this.. so there not gonna be easy on your pocket book. id go ahead and get the insurance involved.

  4. GreenManEnvy

    GreenManEnvy Senior Member
    Messages: 123

    On the plus side, you can now say you knocked over [part of] a bank! :jester:
  5. JDiepstra

    JDiepstra PlowSite.com Addict
    Messages: 1,780

    Everything at a bank is designed to be secure. So yes, expensive.
  6. nekos

    nekos Senior Member
    Messages: 586

    i knocked a plastic tube off one of the teller thing's in the drive threw ... only cost about $5K to fix. i was going to pay for it out of pocket until i got the bill. i just sent it into my insurance after that.
    Last edited: Dec 23, 2008
  7. cjasonbr

    cjasonbr Senior Member
    from Mass
    Messages: 635

    I'd call the insurance co. asap. If you don't tell them about it until the spring when the bank wants to fix everything - then there's a high likelihood your claim may get denied.

    Also - what's the reasoning behind waiting until the spring to fix everything???? Well the only thing i can think of is that the things getting repaired might get further damaged during the rest of the winter - same reasoning as waiting until the spring to fix body damage on vehicles.

    IMO there's no way you'll benefit from them waiting to fix it. The damage will only get worse, and the bill will only get higher.
  8. Cassy

    Cassy Senior Member
    Messages: 180

    did you get any money out of the atm?
  9. Rc2505

    Rc2505 PlowSite.com Addict
    Messages: 1,245

    as stated, make sure you call your insurance now. waiting till spring will get the claim denied.
  10. riverwalkland

    riverwalkland Senior Member
    Messages: 401

    now i know if i ever want to rob a bank i'll just hit it with my plow..

    i always wondered if i could make it through the drive though when i was in the truck/plow... now i know not to try
  11. ford550

    ford550 Senior Member
    Messages: 407

    Call your insurance now. It is probably not going to be cheap enough to pay out of pocket. Usually, the insurance companies have a one time screw up payout before your rates would go up. Don't wait, usually there is a length of time after the incident clause in you policy that lets them deny it if you waited too long.
  12. 2003ctd

    2003ctd Senior Member
    Messages: 165

    I believe the reason they are waiting is because they are afraid of it getting damaged again over the winter months... I own my own construction company and I will fix the stucco myself (which can't be done until it warms up) The drawer and the atm still work fine.. Maybe I'll get lucky and some drunk person will take out everything!!! lol... As far as I could tell the only damage to the drawer was to the front panel which is riveted on, and the panel on the ATM is just a thin piece of metal with a lamanite sticker on it... So Im hoping I can find a custom fabricater to make me a new panel. and I'll just fix it myself... Once it quits snowong around here (3rd time this week) I will look into it..
  13. Lux Lawn

    Lux Lawn PlowSite.com Addict
    Messages: 1,137

    Call your insurance copany asap.
    What kind of truck and what size blade. I fit through one last year with a 8 foot Meyers, but man was it tight.
  14. 2003ctd

    2003ctd Senior Member
    Messages: 165

    I was in my new 2007.... 9 footer... Don't ask me why I tried, it was my last stop, and I was not thinking right... 3 hours of sleep in 3 days will do that to you!!
  15. Jello1

    Jello1 Senior Member
    Messages: 267

    Time to update you sig from plow tbd for the 07 then:)

    As for the bank, ouch, good luck with the insurance. If it makes you feel better a co-worker turned a bank drive through into a can opener by driving a brand new Ford F550 box truck through a drive through. Peeled the top foot right off the box.
  16. blueline38

    blueline38 Senior Member
    Messages: 436

    That sucks but you didn't happen to have your cell phone with and get a pic did you! That would have been one for the scrapbook!! good luck
  17. groundbreakers

    groundbreakers Senior Member
    Messages: 828

    i know its a PITA but i know someone who does a bank in the detroit, mi area . and uses a snowblower or fourwheeler for the drive through lanes..... just a suggestion ... thats why im very cautious on who i plow ... i want to know every square inch if cement and grass and curb areas.... on your case dont sweat it .... thats why we all have insurance ..
  18. naturalgreen

    naturalgreen Senior Member
    Messages: 404

    I do a bunch of banks and a few i can get my 8 ft meyer through but very little room for error
    just said screw it and got a john deere gator with a plow
    send a guy around and he has them done before i get there
    gators great but you may need chains
    never hit anything but imagine the damages will be high but not astranomical because these things are made to get a little damage to exterior plates
  19. Superior L & L

    Superior L & L PlowSite Veteran
    from MI
    Messages: 3,041

    We knocked over a parking lot light last year at a retail location.:cry:
    We turned it over to our insurance and its a good job we did. It was a 3 head pole and cost $12,000 to replace.
  20. naturalgreen

    naturalgreen Senior Member
    Messages: 404

    wow thats steep
    thank god for insurance
    or thank money i guess