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Guys in chicago land area!!!

Discussion in 'Commercial Snow Removal' started by Dlongerman, Jan 23, 2009.

  1. Dlongerman

    Dlongerman Senior Member
    from IL
    Messages: 299

    What company do you guys use to insure your truck and business, and plow?


  2. NorthernSvc's

    NorthernSvc's Senior Member
    Messages: 781

    country insurance they have been great, have had to file 2 claims in past 6 years i have been with them and have never had any problems.
  3. Dlongerman

    Dlongerman Senior Member
    from IL
    Messages: 299

    how muck do you pay? for the year?
  4. 02DURAMAX

    02DURAMAX PlowSite.com Addict
    Messages: 1,229

    County Insurance as well!
  5. snowandgo

    snowandgo Senior Member
    Messages: 143

    Also Country Companies.

    About $4.5k/ year for two trucks and equipment, $2 mil liability, no employees.

    Good service on claims. Have used them 11-1/2 years.
  6. DCSpecial

    DCSpecial Senior Member
    from IL
    Messages: 408

    Country for us as well.
  7. erkoehler

    erkoehler PlowSite Veteran
    Messages: 3,279

    Metlife is who I go through.
  8. Mark13

    Mark13 PlowSite Fanatic
    Messages: 5,796

    My family uses country, they are soon to loose me though. It's taken a week, 4 or 5 phone calls, and still no word on if they are going to insure me for my own plowing stuff (sub now). Agent said that their commercial department may not insure me being so young with only 2yrs experience, said he would have an answer today, I got no phone call. And their liability rate for my truck is through the roof compared to American family.
    I've been driving for 3yrs, no tickets, no accidents I caused (one that wasn't my fault), $2k a year for liability on my truck this year.

    I'm looking into American Family.
  9. snowguys

    snowguys Senior Member
    Messages: 708

    i use gage for trucks and company
  10. scottL

    scottL PlowSite.com Addict
    Messages: 1,613

    StateFarm.... and if you make a claim on me I'll sic their attacks dogs on ya. Actually I find them very easy and cost effective to work with.

    Price really depends upon you. Your record, claims, age, status, multiple policies, etc, etc, etc. I don't think anyone is all the much cheaper than the next guy these days so, keep in mind service, support, etc.
  11. dfdsuperduty

    dfdsuperduty Senior Member
    Messages: 597

    american family..... jennifer gholsen is my agent she is the only insurance agent that I know of that does yearly reviews of her customers in attempts to find a lower rate within am fam
  12. Winterized

    Winterized Senior Member
    Messages: 120

    StateFarm.... and if you make a claim on me I'll sic their attacks dogs on ya. Actually I find them very easy and cost effective to work with.

    OK..... I live in Wisconsin, but After being with State Farm for over 40 years for EVERYTHING.... they said they did not offer a commercial policy for my land scape business I started five years ago.

    Had commercial with them for 30 years with my other business?????
    I am with State Auto now.
  13. nekos

    nekos Senior Member
    Messages: 586

    i have my commercial auto insurance with Progressive and G/L with American Family ( even though they wont ever pay if i need them to )