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Do you have Health Insurance?

Discussion in 'Business Fundamentals' started by LLM Ann Arbor, Nov 21, 2006.


Do you have Health Insurance

  1. Yes

    48 vote(s)
  2. No

    18 vote(s)
  1. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    Yes or no and a little explanation of how, and or why not.
  2. Snowbrdr360

    Snowbrdr360 Senior Member
    Messages: 253

    My day job provides it:)
  3. 06HD BOSS

    06HD BOSS 2000 Club Member
    Messages: 2,611

    Id be dumb not to. Got a great price and even what i pay a year could never come close to what i would have to shell outta my pocket for the hospital bills.
  4. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    How do some of you other guys have it.

    Through the wifes place of employment?

    Out of pocket by yourself?

    Main job and do this on the side?

  5. Rcgm

    Rcgm Senior Member
    Messages: 613

    Yes I have health insurance I am 30 years old and a smoker.It cost me 125 dollars a month.I got sick with a nasty cough one day went to prompt care had a chest X ray total bill for that visit was 785.00 so my wife said thats it time for you to get health insurance.But not to keep talking but a little story for those of you that do not have it.My mom works for the hospital my dad never went to the doctor EVER never he said take me off your health insurance save some money my mom almost took him off.2 weeks later he collapsed in the shower mom called the ambulance he had had stomach pain for a week but never told anyone.To make a long story short his large intestant ripped from a mass in his stomach he was in the hospital for 78 days 55 of those in ICU unit.He ended up having sepcus (a infection in your blood)his hospital bills were 250 thousand dollars mom kept him on here insurance she only had to pay 2 thousand dollars out of pocket insurance paid 248 thousand.Thats why I have insurance.

  6. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    Mine is through my employer - I'm a retired federal employee.
  7. RJ lindblom

    RJ lindblom Senior Member
    Messages: 346

    Mine is through my employer. From July 1st 2005 to June 30th 2006. I think I had over $100,000 in medical bills. Now if I were to change jobs or my venture were to take off big I would have a hard time getting insurance due to my condition.
  8. Bry@n

    Bry@n Senior Member
    Messages: 159

    Mine is through my employer
  9. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    What about you one man bands, or small 1 crew operations with 2 employees etc.

    Any group plan or plan recommendations are welcome too if the site owners dont have a problem with it.

    Ill be honest with ya. I dont have health insurance and haven't for a year and a half.

    I cant see being able to afford it any time soon either.
  10. ECS

    ECS Senior Member
    Messages: 485

    LLM Ann Arbor, have you tried going through the chamber of commerce? I will be looking into that soon. A lot of chambers offer a group deal through their membership. It would also give you a lot of prospects for customers.
  11. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    Lord knows I need some networking, but not in my town. Its a small town and the two guys that do everything here have it locked up, but I can look into that in the area I mainy service.

  12. murray83

    murray83 Senior Member
    Messages: 420

    I had Blue Cross through my last employer till I quit a few months ago and it was a load of crap,they'd pay so much and the rest was taken out of my pay check.

    I could get a root canal which I've never had through them but a regular check up wasn't covered in my group which is twice a year,same with medication....A carpenter needed an eppy pen guess what they were **** outta luck but viagra? he could have as much as he wanted :rolleyes:

    My opinion it wasn't worth the paper it was printed on,If your like myself healthy and visit the dentist twice a year it better to pay from your pocket but if you or your kids need medication it may be worth looking at.
  13. procut1

    procut1 Senior Member
    Messages: 380

    I have it through the same company that I use for all my other insurance. A single person is under $400 a month and a family is around 700 a month.
  14. rfed32

    rfed32 Senior Member
    Messages: 473

    after i paid 0ver 500 to get 3 sticthes in my finger i got it....
  15. starc

    starc Senior Member
    Messages: 229

    I live in Canada, most everything is covered already :)
  16. mike33

    mike33 Senior Member
    Messages: 335


    I have but a lot to be desired. I'm 46 been self employed since i was 22. My first wife worked for the state of Md. and i had great ins thru her. But since the big D in 96 i had to get my own. I pay around 200.00 per month with poor coverage.
  17. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    You needed to go get three stiches? lol

    Ive cut my arm with gas hedge trimmers and stopped the bleeding with toilet paper and duct tape.


    Three stiches?

  18. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    No kidding. I hope Hillary can get it done here too my friend.
  19. ECS

    ECS Senior Member
    Messages: 485

    Yeah great, more taxes. Good plan.
  20. LLM Ann Arbor

    LLM Ann Arbor Senior Member
    Messages: 876

    Seems to work well in canada and I dont hear them complaining about taxes.

    I suppose spending 8 billion a day in Iraq is a better idea that insuring the kids in this country that cant go to a doctor.