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another insurance question

Discussion in 'Business Fundamentals' started by 600rrpilot, Jan 11, 2007.

  1. 600rrpilot

    600rrpilot Senior Member
    Messages: 108

    If i am plowing for a company with my vehicle can i be held liable for any slip and fall injuries that occur at a lot? considering they sign a contract with "insert name here" company?

    thanks in advance
  2. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    No expert here.If someone falls, you sue everybody and let the lawyers figure it out later whose fault it is.
  3. SnoFarmer

    SnoFarmer PlowSite Fanatic
    from N,E. MN
    Messages: 9,883

    Are you their employee or a subcontractor or the contractor?

    Like Grandview stated they will name every one involved.

    The lawyers like going for/after the people with the deepest pockets.
  4. 600rrpilot

    600rrpilot Senior Member
    Messages: 108

    well lol....im a 22 year old with no money so....

    I was never really told, given, or overheard a specific title.....such as subcontractor, employee...or whatever..

    I do know however i will be paid by check....not under the table.
  5. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    If you get paid by check that don't mean anything. If they don't take taxes out you'll get a 1099 that makes you sub, if they hire you they will make you fill out a w-2(?) and they will take taxes out for you. I think that will make them responsible but you could still be sued if you acted like a idiot.
  6. Turf Masters

    Turf Masters Member
    Messages: 93

    everyone gets sued!

    The owner of the property gets sued,the people doing business on the property get sued and then me the PLOW guy gets hammered and up go the rates.

    15 years plowing and been sued twice.Its not a pleasant expereance.
  7. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    "Anybody can sue anyone at anytime for anything"

    They probably wouldn't come after someone with no money, but they could include that person with a group. Then, if they win, collect from whoever has money, property or insurance. The person with no money, property or insurance gets a judgement against them for a portion of any future income.