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  1. Networking
    Does anyone have an agent for commercial Snow Plowing insurance? I currently use Hiscox for G/L but they wont write a snow plowing policy. Already tried the big companies(State farm,progressive) Neither company would write me a policy. Running out of ideas.....
  2. Business Fundamentals
    Interested in shopping insurance. Any suggestions would be appreciated! Currently insured with Acuity insurance and the premiums are getting ridiculous...... thanks in advance!
  3. Business Fundamentals
    not sure if this is the right place to ask this question but I’m going to give it a shot. Anybody know of an insurance coverage when your truck is down it either covers rental cost till the truck is back up or covers your lost revenue that you would have earn with the truck running or both. I...
  4. Business Fundamentals
    Hi, My truck was wrecked and totaled when my snow plow was on it, it twisted up the plow pretty bad. I do not have a snow removal business I just have a very long driveway and use my plow solely for that. Because of that I only carry general full coverage on my truck I don't have the...
  5. Business Fundamentals
    Anyone know of a GL insurance company covering snow removal in Michigan?
  6. Business Fundamentals
    So I've had a plow for the past 4 years basically just to do my companies lot and home... Of course, it didn't take more than 10 minutes for the neighbors to start calling not even exaggerating. I declined to do most of them as it was my first time ever plowing. Anyway, now that I have some...
  7. Business Fundamentals
    Snow plowing insurance keeps going up and up. I've been with the same agency for a long time. They are telling me rates are going up so high because insurance companies are not interested in writing the policies anymore. My insurance rate almost doubled this year compared to last year. I have...
  8. Business Fundamentals
    Hi guys, My name is Maxwell I am 19 and would like to get my plow business legal, not under the table. I don't have the capital to get an llc or the credit for loans excedera. What I do have is two Dodge Ram 2500 plow Rigs (98 8.0l v10 ext cab short bed and a 2002 5.9 v8), a 29hp diesel...
  9. Introduce Yourself to the Community
    I was motivated by my employer of 40+ years to take an early retirement on 12/15/16. I live in Howard County MD and have been plowing driveways with my ATV for ten years. I have been plowing part time for the last 4 years for a friend (with his truck) and just decided to buy a truck as part of...
  10. Business Fundamentals
    Hello everyone - This year I am expanding my company to form an LLC and start taking on larger accounts. The problem is getting GL insurance. People don't want to insure us because it is our first year. Does anyone have recommendations or anyone we could talk to? Thanks
  11. Introduce Yourself to the Community
    Hi guys, im new to the site and this is my first season going commercial. Up until now, I was killing it with my set up and the snow fall. I was running a 06 F250 with the 5.4 and a bran new Snoway 29R with hydraulic wings. Truck worked great, plow was awesome until this week a young girl went...
  12. Introduce Yourself to the Community
    Hello everyone! I am new to the site, and new to plowing for more then just my family. If I want to plow for residential people I do not know, from the horror slip and fall sue cases I have herd, I know I will want insurance. Just wanted a little input from other small town plowers and what do...
  13. Introduce Yourself to the Community
    Hello All, My name is Matt and I've been doing snow removal and lawn care in my general 1 mile radius around my house going on 5 years now. The business started when I was 13 and it has really grew from there. Last year, I hired a guy to do my properties (just the plowing aspect) and he charged...
  14. Business Fundamentals
    Hey there kind of new to this site. Did some searching and can't seem to find any info so I thought I'd ask finally. I am on the Connecticut shoreline and trying to get snow plow insurance for my landscaping company. I currently have a general liability and commercial policy. I have a couple...
  15. Introduce Yourself to the Community
    Ill keep this as short as possible I know you didn't plan on reading a novel at this time. I had driven a front end loader every winter for six years on city streets no problem , piece of cake! when I started my own masonry business about five years ago I invested in a plow in the hopes of...
  16. Business Fundamentals
    For the past 7 years I've had my plowing insurance and general liability through Western World. I have two trucks and do commercial lots. I have never had a claim on anything period. For the first 4 years, the price was $1,500. ($750. per vehicle). The last two years it's been $2,000. ($1,000...
  17. Business Fundamentals
    Hello, I'm new to plowing, and this site. I plan of buying a truck with a plow. Nothing special, no stars, bells, and whistle. Just a mid sized truck and a strait blade plow. I plan on only doing a few residential driveways. Especially family, and friends. No Commercial. If I would right of a...
  18. Business Fundamentals
    I'm looking over my Certificate of Insurance and it got me thinking. What limits do you have on your insurance? I'm pretty much 1million/ 2 million across the board.
  19. Introduce Yourself to the Community
    Hello - I am new to posting on this site (but I've been reading and observing for a while! Seems like a lot of people know a lot of stuff here! Thanks, because I've learned many things... I have 4 years experience in the snow removal/plowing etc. industry. Until this year, I was working for...
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