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What are you paying for commerical plow insurance?

Discussion in 'Business Fundamentals' started by mrwinter, Nov 10, 2009.

  1. mrwinter

    mrwinter Member
    from Boston
    Messages: 45

    Tell me what state your from, and how much coverage you have and what it cost?
     
  2. Meatplow

    Meatplow Junior Member
    Messages: 16

    State: Mass
    Coverage: 1 Million USD
    My payment: 4,000 USD

    Commercial Coverage for 1 truck.
    2004 Chevy Silverado 2500HD 6.0L
     
  3. JR Snow Removal

    JR Snow Removal Senior Member
    Messages: 390

    State: MI
    G.L. 1 mil = $1100
    Com Truck ins(plowing) = x2 trucks $1200 for 6 months
     
  4. lilweeds

    lilweeds PlowSite.com Addict
    Messages: 1,178

    State: PA
    G.L. 2 mil = $710
    Com Truck ins(plowing) = x2 trucks $2400 for 12 months
    Farm Family
     
  5. cold_and_tired

    cold_and_tired PlowSite.com Addict
    Messages: 1,246

    Colorado
    2 mil in G.L. + Vehicle Insurance (2 trucks)
    $2100 a year
     
  6. finishline

    finishline Junior Member
    Messages: 5

  7. Mick76

    Mick76 2000 Club Member
    from Maine
    Messages: 2,157

    Funny, I just opened my bill 5 minutes ago.......

    GL $550 (1 million)
    Comm auto (1 million) (with multiple drivers for loaders and skids) $670

    Hey from the looks at the other rates, at least theres ONE good thing about living in Maine!
     
  8. musclecarboy

    musclecarboy 2000 Club Member
    Messages: 2,303

    2 mil com auto and liability on the 1 truck below, $9300/yr
     
  9. mrwinter

    mrwinter Member
    from Boston
    Messages: 45

    I have to agree with you I'm just waiting to see the the bill from taxachussets:cry:
     
  10. deicepro

    deicepro PlowSite.com Addict
    Messages: 1,124

    MN
    2 mil GL
    1 mil auto, 6 trucks, 2 skids, misc..
    1 mil excess umbrella
    $2000 per year
     
  11. ScottPA

    ScottPA Senior Member
    from PA
    Messages: 170

    First Post

    PA
    GL 1mill- 526 year
    Comm- about 2k year
     
  12. ScottPA

    ScottPA Senior Member
    from PA
    Messages: 170

    @ that price I would just collect welfare LOL
     
  13. MileHigh

    MileHigh PlowSite.com Addict
    Messages: 1,827

    For Plowing insurance:
    2 Mil General Aggregate
    1 Mil Each Occurrence
    For Commercial Auto:
    500k Each Accident
    250k Each Person

    $1600 Total for the two trucks down below.
     
  14. MileHigh

    MileHigh PlowSite.com Addict
    Messages: 1,827

    DUDE....

    Get a new agent....

    Your nuts....or have a lot of accidents while plowing snow.
     
  15. musclecarboy

    musclecarboy 2000 Club Member
    Messages: 2,303

    18 years old, 3 tickets 4 accidents and a license suspension.....
     
  16. suzuki0702

    suzuki0702 Senior Member
    Messages: 649

    wow!
    ohio GL + Com truck. 1200/yr
    24/ no tickets no accidents!
     
  17. wdcs1

    wdcs1 Member
    Messages: 74

    Utah
    GL. $500 yr
    2 trucks ins. $1900 yr

    01 dodge ext. 2500 5.9L 9.5 fisher extremeV stainless
    99 ford reg. cab 2500 V10 8.5 fisher extremeV stainless
    31yrs old no accidents no tickets no claims. Well one speeding ticket when I was 16
     
  18. Injunfarian

    Injunfarian Member
    Messages: 99

    London, Ontario
    First year plower
    1mill GL $1460 CDN yr.

    1 truck as listed below.
     
  19. JMS

    JMS Member
    Messages: 97

    I was quoted $1500.00/yr for 2mill commercial ins.
     
  20. hairygary

    hairygary Senior Member
    Messages: 149

    Indiana
    $775 1 mil GL
    $500 commerical auto

    my subs pay only $350 for a GL policy through my agent, and its for subs only, my GL policy is for business owners, which is why it's more.