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The famous "insurance" questions

Discussion in 'Business Fundamentals' started by PPNH, Jul 31, 2012.

  1. PPNH

    PPNH Junior Member
    Messages: 7

    So about that time again... Trying to find a affordable-fair insurance agency to cover for snow-plowing company for the season.

    Anyone have any names or referrals

    also what kind of insurance are you guys carrying? General liability ?

    Lets hear it all!
     
  2. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Need to find an insurance broker who can shop around for you ,in fact find 2 to you can see if they are getting you the best deal.Minimum you should carry is 500 to a million.
     
  3. thelettuceman

    thelettuceman PlowSite.com Addict
    Messages: 1,216

    Minimum you should carry is 500 to a million....
    Grandview ... is that bottles of beer ?
     
  4. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Never know when a Blizzard might hit!
     
  5. mcwlandscaping

    mcwlandscaping 2000 Club Member
    Messages: 2,557

    Where in NH are you? The women I have represents several companies and has been fantastic! I can get you the information or PM me your information and if close enough to her service area I can have her get in contact with you
     
  6. PPNH

    PPNH Junior Member
    Messages: 7

    PM'd thanks mike
     
  7. Chrisxl64

    Chrisxl64 Senior Member
    from CT
    Messages: 574

    Flat Iron Capitol for my Comm. Auto. (1 Million/ 3 Million)

    Krar Assoc. for an additional Million in GL.

    Don't even waste your time with geico, progressive, esurance etc or any of the other "chains", they have become so obnoxious its really had. Got my Comm Auto, for 1/6 yes that is one SIXTH of what Geico wanted.
     
  8. blazer2plower

    blazer2plower Senior Member
    Messages: 544

    Cris do you know if they can sell in other states? I pay 1300.00 for liability and a little less for my GL For a million each. 4years and no claims and it gos up every year. Thanks


    I love my Z
     
  9. mullis56

    mullis56 Senior Member
    from Indiana
    Messages: 824

    We pay almost $100k, you think Geico can save us money?

    In all seriousness as suggested above talk to a broker, do interview about ALL aspects of work you do in your business and they will find you the best rates possible.
     
  10. Chrisxl64

    Chrisxl64 Senior Member
    from CT
    Messages: 574

    PM sent your way.
     
  11. blazer2plower

    blazer2plower Senior Member
    Messages: 544

    Thanks I appreciate it