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Snow Plow Insurance / Landscape Insurance

Discussion in 'Business Fundamentals' started by Bill Grey, Dec 8, 2014.

  1. Bill Grey

    Bill Grey Member
    Messages: 43

    I have access to a carrier that just reopened it's market for Snow removal operations. Like the rest of the carriers out there, there are of course restrictions.

    Gas Stations
    Public Roads
    Box Stores

    You must have a commercial auto policy on the trucks used for plowing operations and the liability limit on the Auto and the GL must match.

    If your operations don't include any of the above and you'd like me to explain more, please give me a call and about 10 minutes of your time. Please do not ask me who the carrier is over the phone. It's an A rated carrier I can assure you.
    Last edited: Dec 8, 2014
  2. JimMarshall

    JimMarshall Senior Member
    from NW PA
    Messages: 785

    If I didn't plow any of the above I'd be out 1/2 my customer base
  3. Bill Grey

    Bill Grey Member
    Messages: 43


    This is just another option for a lot of guys. Not everyone does all that type of work. A lot of guys do a few small lots, a church, a medical complex, etc.
    Every carrier is different. This is just what this particular one is offering.
    Don't shoot the messenger. :gunsfiring:
  4. dieselss

    dieselss PlowSite Fanatic
    Messages: 10,749

    I asked on lawnsite as well but, why all the no's ?
  5. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Old people in the way.
  6. gc3

    gc3 Senior Member
    Messages: 713

    Why don't they just say " NO commercial businesses" instead
  7. dwuscold

    dwuscold Junior Member
    Messages: 1

    Does anyone know of any commercial snow insurance carriers for new jersey? That will cover boxstores , condo associations?
  8. Bill Grey

    Bill Grey Member
    Messages: 43

    Look up Mills Insurance. He's online and in NJ. I know for a fact he has snow programs. He's supposedly the contact guy for the program that ASCA put out.
    Good luck............