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NY guys, Need affordable health insurance

Discussion in 'Business Fundamentals' started by green frog, Nov 15, 2007.

  1. green frog

    green frog Senior Member
    Messages: 246

    I have had Healthy Choice NY for the past year but my wife maxed out her scripts since aug. I am only paying $420.00 for me and my wife but since aug I am paying $650.00 for my wife's scripts. With my own co-pays I am paying $1300-$1400 a month. My business finally is starting to grow but can't find insurance for under $1000 a month. Any help welcome!!!!!!!!!!!!!!!!!!!1
     
  2. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    I was going to say Healthy NY but you have that.It's going to get worst rates are going up 15-25% next year. Check with you Chamber of Commerce .
     
  3. KarlG

    KarlG Junior Member
    Messages: 16

    Think about setting up a MSA for your business. You put away up to about $4600 tax free and spend it on any health related expense. Since you then are shopping for insurances with high deductable the rates are much lower.
     
  4. bribrius

    bribrius PlowSite.com Addict
    Messages: 1,609

    or if your business is slow or you have time pick up a part time job to get benefits. then quit and keep the cobra. i think the cobra would be cheaper than what your paying and carry on the benefits for up to a year. then get a part time job again.
     
  5. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    If you can afford COBRA ,than you cab afford to buy regular insurance.