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need new insurance policy!!!

Discussion in 'Business Fundamentals' started by vmj, Oct 24, 2012.

  1. vmj

    vmj Senior Member
    from conn
    Messages: 752

    Just got a nonrenewel from insurance co... Not covering snow removal anymore... Called a place for quote, Wanted 1600 for 1mil told them had a sub, said it would be 3200 for 1mil!!!! I had a 2mil policy before for 1100.00 wondering if any one can give me a number for a new insurance co.? A couple i called already arnt carrying plow insurance. Thanks
     
  2. BPS#1

    BPS#1 2000 Club Member
    Messages: 2,407

    I use Farmers.
     
  3. born2farm

    born2farm 2000 Club Member
    Messages: 2,310

    I use American Family
     
  4. REAPER

    REAPER 2000 Club Member
    from 60050
    Messages: 2,228

    Progressive Ins. is a sponsor on Plowsite.

    There is also a new sponsor posting in "The Elements of Business" part of the site here.
     
  5. vmj

    vmj Senior Member
    from conn
    Messages: 752

    seen that... it said it was for NY
     
  6. Longae29

    Longae29 PlowSite.com Addict
    Messages: 1,954

  7. jomama45

    jomama45 PlowSite.com Addict
    Messages: 1,172

    Hey, thank's alot, now I need to sell my ATV (the only thing I have insured by Progressive) and spend the money on Palermo's Pizza's and Johnsonville brats..................:laughing:


    In all seriousness, look for an insurance broker, not a single company representitive like AmFam, State Farm, etc..... A broker will typically have dozens of different insurance providers to choose from, and be able to give you comparable quotes with providers that specialize in your business niche............
     
  8. plowin-fire

    plowin-fire Senior Member
    Messages: 196

    I use Farm Bureau for everything
     
  9. Ben/Insurance

    Ben/Insurance Sponsor
    Messages: 156

    Snow Insurance

    You need to reach out to a larger independent insurance agency in your area so they can search the marketplace for something affordable for you. A small agent/broker generally does not have the resources to get this done, especially a captive agent (Allstate/State Farm/Farmers, etc). Google Independent Insurance Agents Association and search for an agent in your area. The post is correct, our program is only available in NY. Rates for this class of business have gone up considerably since last year so it may be a bumpy ride. Good luck and whatever you wind up with make sure it does not exclude snow removal!!
    Ben
     
  10. vmj

    vmj Senior Member
    from conn
    Messages: 752

    Thank you...