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making payments on a new mack

Discussion in 'Commercial Snow Removal' started by ace911emt, Mar 13, 2005.

  1. ace911emt

    ace911emt Member
    Messages: 83

    A bad day...I slid through a stop sign right in front of a fully loaded tractor trailer (brand new mack) could not back up and... WAM..Hit me in the plow bent his bumper looked like I had no damage...Not... plow frame bent 6" frame on my truck off 2". my insurance agent wont be happy. I felt like crap Knowing I was my falt. my first in 30+ years. :cry:
  2. SCSIndust

    SCSIndust Senior Member
    Messages: 280

    Well, maybe they will rule it as natural causes, or somethig like that, since you slid through a stop sign, instead of just running it. Then you can feel better... :rolleyes:
  3. Peopleeater

    Peopleeater Senior Member
    Messages: 249

    New Mack

    If you pay for it and don't have a use for it, I could use it. :jester:

    It can't be that bad. Those trucks are pretty tough as I found out first hand. Probably only has hood and bumper and radiator at the worst? Besides they only cost about 80,000 or 90,000 new. You've got insurance, right? :confused:

  4. gpin

    gpin Senior Member
    Messages: 390

    Ace, that's why they are called accidents. Let yourself off the hook. That's why you pay insurance. I respect you for admitting it was your fault. Take it easy on yourself. It's not always easy being responsible. If there were no physical injuries, that's a pretty good day.
  5. Peopleeater

    Peopleeater Senior Member
    Messages: 249

    I just noticed.

    I just noticed that youu said it bent the bumper on the Mack. i would check to see if that is all it did. If it is, I would just buy one instead of involving ins. co. I believe you can get a new one for about the amount that your deductible is. Under $500? That way your rates won't go up. Even if over deductible, it might be cheaper in the long run. Be careful though, big truck repairs can cost big money if it is more than just the bumper.

    My brother was dropped as was I (State Farm) after just one claim!

    I can tell you that is my worst fear is me going along in the semi, and having someone pull out in front of me, or slide out in front of me. Im not saying you are guilty of this, but people don't give big trucks enough respect. You probably experienced the carnage first hand being an EMT.


    I would have had to clean out my shorts after that one!
  6. fernalddude

    fernalddude PlowSite.com Addict
    Messages: 1,105


    Hey ace your all in one piece thats the good thing every rig can be replaced but you can't so someone was watchin out for you. Give the fam a hug and enjoy another day you earned it ........... :waving: :waving:
  7. paponte

    paponte Senior Member
    Messages: 717

    I feel your pain man. Just had my first accident also, actually one of my drivers. I'm about to make the phone call to my ins. company in a couple of minutes. See if I am putting in a claim or paying out of pocket. It's amazing how you can pay over $6K per year to have insurance and still be worried about putting in a claim. Insurance companies are like casinos, they never lose money. They'll just up your rates. :rolleyes:
  8. PSDF350

    PSDF350 Senior Member
    Messages: 577

    I was involved in just such an accident several years ago, only I choose hitting box truck instead of going through stop sign. at first I was going to but cars were coming and I felt best course was to rear end box truck than get T boned by someone else. no damage to truck but plenty to wifes car :nono: