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Looking for a good GL insurance company in NY

Discussion in 'Business Fundamentals' started by JCark, Nov 4, 2011.

  1. JCark

    JCark Member
    Messages: 87

    So me and a friend of mine started our own small business instead of just sub contracting. We have our LLC, we also have our commercial truck insurance that covers snowplowing. At this point all we have left to do is get a good General Liability Policy that would cover our business and was wondering if anyone had any recommendations for a good insurance company here in upstate NY. I would like to get a $3,000,000 policy but we may settle for a $1,000,00 policy if the costs are too high, Any suggestions on who we could go with? Any help is greatly appreciated:drinkup:!
  2. grandview

    grandview PlowSite Fanatic
    Messages: 14,609


    M&T Insurance Agency Inc
    Karen Fial
    Buffalo NY

    Tell her Scott From Grandview sent you.They are a large broker and work in all 50 States.
  3. EIB

    EIB Senior Member
    Messages: 258

    I use Erie Insurance
  4. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    I had Erie ,but they don't do additional insured,now I use them for my commercial truck insurance.
  5. 7_below

    7_below Senior Member
    Messages: 245

    Try getting a quote from Clarence insurance service. I don't have the number right with me but I remember the address. It's 8330 Main St. , Williamsville. I do all my insurance biz with them for personal and business.
  6. JCark

    JCark Member
    Messages: 87

    I spoke with Karen, she is a very nice lady. She emailed me the forms to fill out right away. I filled them out and sent them back to her so I should be getting my quote soon.Thumbs Up
  7. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Good.Let me know how it worked out.:salute:
  8. JCark

    JCark Member
    Messages: 87

    So I'm extremely disappointed with the quote that I received. Its absolutely rediculous. You better sit down for this...

    $6,868.20 premium for a $300,000 GL policy.:dizzy:
  9. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Why? Who was the sub company she put you through? I'm at 2 million for a grand.Employees,?
  10. allstarlawncare

    allstarlawncare Member
    Messages: 59

    The company i have is called Dryden Mutual. Look them up and get a quote from them their prices are very reasonable.
  11. Angelo585

    Angelo585 Junior Member
    Messages: 7

    Dryden is only good if you are only doing residential work, they denied covering me on my commercial plowing. They said they are not interested in insuring in the commercial plowing arena.
  12. MGV

    MGV Junior Member
    Messages: 14

    Check Farm Family I have them for my 3 trucks and GL. I had the local credit union call me and said they could get me a better price, I gave them a copy of my policys and they could not get anyone close enough to make me switch. Follow the link, then on the right under find an agent you can pick the closet to you.

  13. Mike NY

    Mike NY Senior Member
    from zone 5
    Messages: 102

    Erie does my additional insured.
  14. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    They didn't when i had it.They subbed it out to another company then.
  15. nms0219

    nms0219 Senior Member
    Messages: 445

    I have eire too. They do my additional insured. Real reasonable rates and great customer service.
  16. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    My trucks are still with Erie though.
  17. fury0us

    fury0us Junior Member
    Messages: 14

    Who did you end up going with?