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'Liability Release Form" for Subs?

Discussion in 'Business Fundamentals' started by battags, Nov 19, 2005.

  1. battags

    battags Member
    Messages: 65

    Does anyone use a form to release their company from liability from any subcontractor? Anyone use some type of written agreement between themselves and their subs?
     
  2. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    What you probably want to do is require your sub to have General Liability insurance and then require them to have you named as "Additional Insured" on thier policy.
     
  3. battags

    battags Member
    Messages: 65

    Both are covered for $1.5 mil in liabilty now, required for some of the commercial accounts we have. What's the benifit of having them list me as an additional on their policy?
     
  4. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    If they do any damage, as your subs the owner will first come after you. This will allow you to shift the liability to them more easily.
     
  5. ynvvbr

    ynvvbr Member
    Messages: 68

    I would check with your Insurance Agent about the additonal insured and as to what your insurance company requires them to have. Our ins guy saved our butt with this a few months back, because the insurance company had some interesting "fine writing" on the policy.