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Discussion in 'Introduce Yourself to the Community' started by Farmall Teen, Aug 28, 2005.

  1. Farmall Teen

    Farmall Teen Junior Member
    Messages: 12

    First of all, do you need to have insureance in Michigan to plow snow? If you do, would would be the different types and what would they be for.

    Farmall Teen
  2. TriCountySnow

    TriCountySnow Member
    Messages: 34

    Tri-County Snow

    You should always care some from of insurance where it is just liabilty or million dollar coveage. Not worth the chance,
  3. Playboy

    Playboy Senior Member
    Messages: 335

    Not sure if you need to but if you get into an accident while plowing your normal car ins. wont cover you and you will be responsible for all damages weather it is your fault or not.
  4. bigjeeping

    bigjeeping Senior Member
    Messages: 675

    If it wasn't your fault, why would you be responsible for damages? This just doesn't make sense. I dont think that would stand in our legal system.
  5. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    You've apparently had little experience with our legal system.

    But, what Playboy is saying is that your regular vehicle insurance is not valid if you use the vehicle for a purpose for which it is not insured (like plowing for compensation). So, if you are involved in an accident, whether you're fault or not, you would not have any insurance coverage. Think of the case where "no-fault" applies.
    Last edited: Sep 2, 2005