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Insurance

Discussion in 'Business Fundamentals' started by naco, Sep 13, 2004.

  1. naco

    naco Member
    Messages: 49

    I'm Looking for a cheaper insurance company, I just contacted them and they want an arm and a leg. Could someone recommend a company. my company is in Michigan. or e-mail me newageinc@msn.com
     
  2. ZamboniHDB

    ZamboniHDB Senior Member
    Messages: 335

    naco -

    Who is your current carrier? Did you try doing a search? I know there has been a few names of insurance companies thrown around in other posts. State Farm, Auto Owners, and American Family were just a few and I bet there were more.

    Just my .02¢
    Rick
     
  3. jax1013

    jax1013 Senior Member
    Messages: 114

    naco
    try FarmFamily.com... I went from close to 5000 a year down to 2100... and they are a great company...many guys from the industry use them..good luck and be safe...
    Jack
     
  4. m&m owner

    m&m owner Member
    from MN
    Messages: 33

    I have Auto Owners. They were the cheapest commercial insurance in town. there was a $1000 dollar per year difference from other companys. Good luck
     
  5. mikekinney

    mikekinney Member
    Messages: 33

    group

    Farm Family has been good to me (Barb 315-668-3487). Hope I don't get in trouble for that.
     
  6. JunkFood331

    JunkFood331 Junior Member
    Messages: 26

    I had a question on this insurance discussion, if every buddy doesn't mind. On average what does everybody pay for there insurance, per truck. :confused:
     
  7. mikekinney

    mikekinney Member
    Messages: 33

    I belive they charge on your overall gross sale's
     
  8. Mick

    Mick PlowSite.com Veteran
    from Maine
    Messages: 5,546

    Are you asking for Commercial Vehicle or General Liability insurance? As implied, the first is to cover to or by the vehicle and the second is to cover your liability in case of an injury claim.

    If you're asking about Commercial Vehicle, each individual's circumstances will greatly affect rate. What I pay (55 yr old male, rural Maine, clean record) has no comparison to what you would pay.
     
    Last edited: Sep 18, 2004
  9. Plow Meister

    Plow Meister PlowSite.com Addict
    Messages: 1,174

    I have Auto Owners as well.
     
  10. JustUsDe

    JustUsDe Senior Member
    Messages: 181

    My GL costs me 898 a year that with 5 mill coverage and full coverage on 2005 bobcat.
    Commercial insurance is my most costly insurance. I have no accidents, no points, my employies have no points.
    2003 Chevy 2500 for coverage $3,300.00 a year
    1995 Ford f150 just liability $2,400.00 a year
    All insurance is through Nationwide. This was last years prices. I am in the middle of buying out 2 other businesses so I am working with my agent on the best way to insure this new venture.
     
  11. naco

    naco Member
    Messages: 49

    thanks guy I will check out farm family, i currently pay close to $5800 a year
     
  12. ALEX516

    ALEX516 Senior Member
    Messages: 103

    Insurance Needs

    For anyone in the Nassaiu or Suffolk County areas in New York, PM me and I will provide you with an Ins. Agent who will write your snowplowing policy, I mean your landscaping/ with snow plow rider policy.
     
  13. naco

    naco Member
    Messages: 49

    Does anyone else have another company farm family doesn't do Michigan
     
  14. ZamboniHDB

    ZamboniHDB Senior Member
    Messages: 335

    American Family or Auto Owners
     
  15. naco

    naco Member
    Messages: 49

    Thanks I will give them a call tomorrow. Thanks
     
  16. T-MAN

    T-MAN PlowSite.com Addict
    Messages: 1,363

    Auto Owners here, as an add on to my carpentry contracting policy. Its really pretty cheap.
    Todd
     
  17. naco

    naco Member
    Messages: 49

    Thanks Todd