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Insurance in MI

Discussion in 'Business Fundamentals' started by rbmarvin77, Nov 11, 2011.

  1. Just got a quote on General Liability insurance for a one man/one truck operation. Was quoted $1050.00 for 1 year 1 Million dollar policy. Seems high to me any thoughts or opinions on that quote..
     
  2. BossPlow2010

    BossPlow2010 PlowSite.com Addict
    Messages: 1,033

    Depends on your equipment that you have. Some business you may bid on require 2 mil liability.
     
  3. Stuffdeer

    Stuffdeer Senior Member
    Messages: 606

    I have 2 mil in Michigan with a small amount of inland marine, and I was quoted 982 for the year.
     
  4. bsharp704

    bsharp704 Member
    from Grant
    Messages: 72

    Who did you get a quote from? Just curious.
     
  5. A&LSiteService

    A&LSiteService Senior Member
    Messages: 182

    Give Maggie a call at Insurance by Ivey and Brown. They are great to deal with and she will go over everything with you. 810-632-6777. I hope that helps.
     
  6. Stuffdeer

    Stuffdeer Senior Member
    Messages: 606

    I'm going through E. W. Smith in Wyandotte. Great service
     
  7. Matson Snow

    Matson Snow PlowSite.com Addict
    Messages: 1,985



    X2 on that...Maggie is GREAT....:salute:
     
  8. 350yddr

    350yddr Junior Member
    Messages: 14

    Can anyone suggest an insurance provider for snowplowing in Grand Rapids?
     
  9. asps4u

    asps4u Senior Member
    Messages: 543

    X3...Thumbs Up
     
  10. Herm Witte

    Herm Witte Senior Member
    Messages: 553

    I don't know if you are in the landscape or mowing maintenance business as well, but you may wish to check what Regency in Lansing offers to the members of the Michigan Nursery and Landscape Association.
     
  11. Thanks for all the responses! I will check into each one that was recommended!
     
  12. terrapro

    terrapro PlowSite Veteran
    from MI
    Messages: 3,876

    X4...Wow I am surprised how many are with Ivey and Brown. I can't remember how much I pay as it went up after an audit this spring but I wouldn't be with them if it wasn't appropriate. :salute:
     
  13. drichardson

    drichardson Junior Member
    Messages: 18

    I'll pay that right now. I got quoted for two vehicles, million dollar policy, equipment covered, hope your sitting down....$5700 for the year.
     
  14. Ref Maggie

    Spoke with her yesterday. Plesant to talk to. She provided me with a quote and I will probably be taking her up on it next week sometime. Thanks again everyone for the referral!
     
  15. Maggie two

    When I mentioned your company she new your first name without hesitation! Thats personalized service!
     
  16. A&LSiteService

    A&LSiteService Senior Member
    Messages: 182

    I have been with them for years, Maggie and the whole crew are like family. I'm glad she could help you out. Have a great season:salute:
     
  17. 350yddr

    350yddr Junior Member
    Messages: 14

    This thread solved my insurance dilema--went with Maggie. Yeah, she won it by her knowledge and promptness...price wasn't bad either.
     
  18. You and the other 2 above should hit Maggie up for a referral fee! LOL