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how much/what kind of insurance

Discussion in 'Business Fundamentals' started by bigal3639, Feb 4, 2011.

  1. bigal3639

    bigal3639 Junior Member
    Messages: 9

    i have an 01 ram 2500. i am looking to start plowing next year, and i was just wondering how much and what kind of insurance i would need for just a few residential drives (if i even need any)? also, how much would it cost?
  2. Rc2505

    Rc2505 PlowSite.com Addict
    Messages: 1,245

    Yes you need insurance. As far as how much, I wouldn't carry less then $300,000.00, Personally I carry $1,000,000.00 in general liability and I also have a $1,000,000.00 umbrella policy in place. As far as costs, you can be anywhere from $ 1,000 to $10,000.00 a year depending on alot of things like past claims, age, gross sales, age of equipment, and many other vairables.
  3. jklawn&Plow

    jklawn&Plow Senior Member
    Messages: 469