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help w/ low cost insurance

Discussion in 'Commercial Snow Removal' started by copandplower, Nov 12, 2002.

  1. copandplower

    copandplower Member
    Messages: 44

    Im in Rochester NY. I am looking for low priced insurance. My agent is having a hard time finding me low priced commercial vehicle insurance to cover my plow truck. Can anyone suggest a company?
  2. Arc Burn

    Arc Burn PlowSite.com Addict
    Messages: 1,138

    Erie ins. has been great for me price wise,not sure about how quick they handle claims because i never submitted one!I know when others quoted me $1200+,Erie got me full coverage on my 99' chevy for around $600,including commercial which was only $40 more,however my commercial has the same coverage as my regular policy,you may want more.
  3. Big Todd

    Big Todd Senior Member
    Messages: 126

    Auto-Owners was the most reasonable for us. Comercial ins on our trucks plus General Liability for the company.

    We knew next to nothing about insurance, so we were at the mercy of our agent, but he showed us quotes from four different companies.
  4. Low cost is the hard part. I just paid over 2k for my 88 F-350 for 1,000,000 liability and another 3k for general liability. It took me about 50 agents before anybody could even find the GL for under 20k so I consider myself lucky.
  5. Chief Plow

    Chief Plow Senior Member
    Messages: 201

    Try dryden mutual insurance company. They are out of dryden,NY. My agent is out of Glens Falls, NY. My landscapers policy is 1000 a year for million liability. If you want the number, I am at work now, I will post it if you want it.
    Good luck
  6. plucnik

    plucnik Junior Member
    from Chicago
    Messages: 25

    Try American Family Insurance. They seem to specilize in small biz liability insurance. Their price was much lower than the other quotes I received.
  7. copandplower

    copandplower Member
    Messages: 44

    Thanks for the info. Yes Rick I would like that number
  8. Chief Plow

    Chief Plow Senior Member
    Messages: 201

    the number for dematos insurance... The guys name is Tony,
    518-798-0057 or 1-800-734-0057, fax 518-798-1684, He is the agent for Dryden Mutual... Good Luck:drinkup:
  9. Aldergood

    Aldergood Junior Member
    Messages: 13

    Try State Farm...it took us awhile to find anyone who would even touch snow plowing insurance..but when we did the quotes we got were in the thousands.... then we found State Farm...their rate was fantastic and coverage is good...(this was for parking lot / driveway work...not roads...which were specifically not covered)