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General Liability Insureon

Discussion in 'Business Fundamentals' started by osubucks, Dec 4, 2014.

  1. osubucks

    osubucks Junior Member
    from NW Ohio
    Messages: 3

    Does any one use INSUREON as their agent. Just got a quote from them for $660 for a year of $1,000,000 GL policy. Just wondering if anyone does business with them?
     
    Last edited: Dec 4, 2014
  2. Ben/Insurance

    Ben/Insurance Sponsor
    Messages: 156

    osubucks, what is it covering? I don't work in Ohio but I find it hard to believe that you can buy snow removal GL coverage for $600 anywhere in the US ( well maybe in south Florida). Ask questions and more importantly, read the policy. Good luck.
    Ben/Insurance
     
  3. osubucks

    osubucks Junior Member
    from NW Ohio
    Messages: 3

    It says under the underwriting info. "The applicant provides site removal services fire commercial parking lots no roads or street plowing.
     
  4. Sawboy

    Sawboy PlowSite.com Addict
    Messages: 1,591

    I have a 2 million GL policy for $602 here in IL.
     
  5. Ben/Insurance

    Ben/Insurance Sponsor
    Messages: 156

    Forget what the application says. Read the policy. If there is no snow removal exclusion or equivalent, it's a gift.
    Ben/Insurance
     
  6. gc3

    gc3 Senior Member
    Messages: 713

    With who? That doesn't cover slip & falls does it.
     
  7. Sawboy

    Sawboy PlowSite.com Addict
    Messages: 1,591

    American Family. Yes it does. No employees, no workers comp. I'm happy to,give a referral as well since you're in IL

    Bob
     
  8. gc3

    gc3 Senior Member
    Messages: 713

    Wow, that is cheap. I'm only subbing this year and prior but that's what I paid last year without the slip/fall. With my calls so far no one can come close to that. I did find state farm would just bump up my coverage on my truck to the limits needed for subbing for $300 less if I roll everything to their place but I might have to call American. It might be a easy transition in the winter if they're numbers are alright. You keep that policy with them all year round or just in the winter?
     
    Last edited: Dec 5, 2014
  9. Sawboy

    Sawboy PlowSite.com Addict
    Messages: 1,591

    I'ts a 12 month policy. When you're ready, let me know.