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G.l. Insurance

Discussion in 'Business Fundamentals' started by CARDOCTOR, Aug 14, 2005.


    CARDOCTOR PlowSite.com Addict
    Messages: 1,304

    whats gl costing this yr just received a quote landscaping plus snow rider
    $1200.00 for the yr.for 1 million protection

  2. T-MAN

    T-MAN PlowSite.com Addict
    Messages: 1,363

    If that is for "all" your gl, not just snow that is a good price. You may want to look at adding an umbrella to your policy as well. I just added a 1 million umbrella to my policy and it was only 600 or so. I felt that was cheap so I added it.
  3. Plow King

    Plow King Senior Member
    Messages: 119

    $2100 for 1mil liability for landscaping and snow/full coverage on the truck, trailer, equipment, etc.
  4. norrod

    norrod Senior Member
    Messages: 113

    That doesn't sound bad.

    I pay $1900 for gl $1mil Excavating (trenching <15feet) and snow/ice managment services.

    Includes equipment coverage for skidsteers/trailers and anything I rent like mini-excavator.
  5. T-MAN

    T-MAN PlowSite.com Addict
    Messages: 1,363

    That includes full coverage for your truck ? Wow that is way cheap. Just one truck is 1300 for commercial here and gl carpentry general contracting with snow is around 980 for a mil in coverage. Then like I stated I just added a 1 mil umbrella to cover my butt for anything that could come up for 600 more.
  6. Plow King

    Plow King Senior Member
    Messages: 119

    Its not that much cheaper than what you're paying, you're paying about $2300 for the same coerage ($1300+$980), also my truck is a 97 yours almost new.
  7. T-MAN

    T-MAN PlowSite.com Addict
    Messages: 1,363

    Actually the truck is new, but the weird thing is the rate went down with the new truck by 200 smackers. I actually got to use the Geico commercial line that day. Had fun with it.
  8. mikekinney

    mikekinney Member
    Messages: 33

    Farm Family

    I have had nothing but bad experience this last year with Farm Family Insurance, it seems that they have billing eras with increases premiums that just don't add up. I am in the process of contacting the local TV station to see if they can get straight answer.