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credit cards should i start taking them

Discussion in 'Business Fundamentals' started by Morrissey snow removal, Sep 30, 2012.

  1. Morrissey snow removal

    Morrissey snow removal PlowSite.com Addict
    Messages: 1,799

    i do about 55 driveways aswell as commerical accopunts some of the driveways are slow paying etc i was thinking about getting one of those card readers for ur phone anyone with imput would be helpful thanks chris
     
  2. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    To much goofing around then.You going to knock on the door at 3am and ask for payment?
     
  3. Wilnip

    Wilnip Senior Member
    Messages: 583

    I just received my SQUARE card reader. Works with a smart phone or iPad. What I like is there are no fees unless you use it. Even the card reader was shipped to me free. I figure it can't hurt to have just for those times you need to get payment from someone.

    https://squareup.com/card-reader
     
  4. Wilnip

    Wilnip Senior Member
    Messages: 583

    You can accept cc payments over the phone as well but it costs a little more than swiping the card.
     
  5. MIDTOWNPC

    MIDTOWNPC PlowSite Veteran
    Messages: 4,452

    Make sure you program it like a restaurant. Tip? Lol
     
  6. grandview

    grandview PlowSite Fanatic
    Messages: 14,609

    Ya,you guys up there perfected it. "Would like to add18% to your bill"?
     
  7. Cover Guy

    Cover Guy Senior Member
    Messages: 224

    I use go payment love it all 4 of my crews have it for there phones sinks with QB's no problems yet and we have used them all summer as grandveiw said I don't now how it would work in the winter though I do all commercial work so I won't be using it in the winter
     
  8. Morrissey snow removal

    Morrissey snow removal PlowSite.com Addict
    Messages: 1,799

    i always have customers ask me if i will take them i just dont know if i want to
     
  9. Wilnip

    Wilnip Senior Member
    Messages: 583

    You can actually do that! payup

    Screenshot_2012-09-30-20-11-15.jpg
     
  10. MIDTOWNPC

    MIDTOWNPC PlowSite Veteran
    Messages: 4,452

    it would be nice to have them on auto charge. Every month just process the batch.

    mrs Stewart will still want you to stop by and pick up the cash and have a slice of pie ;)
     
  11. RefinedPS

    RefinedPS Senior Member
    Messages: 131

    I use Square also, but I prefer check or cash. It's nice to be able to accept credit cards for those clients that prefer to pay that way.
     
  12. Morrissey snow removal

    Morrissey snow removal PlowSite.com Addict
    Messages: 1,799

    i just want to give people another option to pay i think alot of people would like it better since people seem to run cc out of sight lol
     
  13. lilweeds

    lilweeds PlowSite.com Addict
    Messages: 1,178

    Another fan of square here. Easy, quick and nice for those slow payers.
     
  14. Wendi A

    Wendi A Junior Member
    from NY
    Messages: 1

    Good afternoon! I handle bookkeeping and office management for several snow plowers in ny. Another way to handle accepting credit card payments is to have your customers give you their credit card information and sign a form allowing you to automatically run their credit cards after services have been rendered. I have a copy of the form that i use if you would like a copy. Guarantees timely payments once the form is signed (unless for some reason the card is declined). I then will send our customers a sales receipt with the event information for their records.
     
  15. bluerage94

    bluerage94 Senior Member
    Messages: 398

    Its great but you'll be making about 3% less which goes to the CC company.
     
  16. blazer2plower

    blazer2plower Senior Member
    Messages: 544

    I add the 3% if your up front with your customers and tell them about the 3% most of them don't care. That's what I do with the square.
     
  17. Plowtoy

    Plowtoy Senior Member
    Messages: 929

    So its almost like working for a national????:laughing::laughing:
     
  18. blazer2plower

    blazer2plower Senior Member
    Messages: 544

    3% is not that much on a $60.00 bill its a dollar eighty. On a 100.00 dollar bill its like 3.00 bucks
     
  19. Morrissey snow removal

    Morrissey snow removal PlowSite.com Addict
    Messages: 1,799

    i have a few alow payers they always do pay they are good customers had them for yrs and i think this would help
     
  20. Banksy

    Banksy PlowSite Veteran
    Messages: 3,113

    I was always COD when plowing driveways. That's how I did it when I was 12 when I used a shovel and blower. My customers were just accustomed to it and it wasn't broken, so I never fixed it when I moved up to trucks. They came out when I was done or I could go back later to grab the cash/check. I really like the CC idea. I would do it since it doesn't cost money unless you use it.