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can any one help me with this

Discussion in 'Commercial Snow Removal' started by RSK, Feb 24, 2006.

  1. RSK

    RSK Senior Member
    Messages: 236

    hi guy's

    about to weeks ago i was out plowing and salting my job's. i was going back
    to get more salt and i got hit in the rear end spreader is shot. so i got the
    insurance from them and i call my insurance her insurance is p!$$ing around
    and they are saying she might pay for it so her insurance don't go up and
    i can not get her on the phone etc.. :realmad: any info with this thanks guy's :waving:

    one more thing the spreader i can find is $ 800 more then i paid for my spreader
    my spreader is 6m old to i paid $1699 for my spreader and 200 for the mount.
    the spreader that i can get
    is $2499 and $399 for the mount
     
    Last edited: Feb 24, 2006
  2. flykelley

    flykelley 2000 Club Member
    Messages: 2,124

    Hi RKS
    I had the same thing happen to me, sitting at a red light and got rear ended by a guy in a old S-10. He got the ticket, my first job with the spreader, had just bought it from a guy in Chicago who had it for a year. I called my insurance company, was told to get the rear glass fixed and they would call me about the spreader. I took alot of pictures and started to get prices on parts. I needed a new spinner assy, new rear cross member and a auger. They agreed to pay for it if I did the work myself. At that time I did not have commercial insurance on my truck or the plow and spreader. It cost the insurance company about $3000.00 in all to fix the truck and spreader, but they then made me buy commercial ins or I would not be cover in the future should something happen to the truck or plow and spreader while I was plowing. You should be ok, hope you have a receipt for the spreader or can prove what you paid for it. I emailed my adjuster all of the pictures and price's for the repair's so she didn't have to make the trip.

    Good Luck Mike
     
  3. RSK

    RSK Senior Member
    Messages: 236

    hi guys
    i got a call from my insurance on Friday and the lady that hit me sad i
    pulled out just to get hit so the insurance sad we are not going to pay you
    for your spreader:angry::gunsfiring: . like i did this for fun can i sue her for the spreader what
    would you do in the case thanks
     
  4. Plowfast9957

    Plowfast9957 Senior Member
    Messages: 280

    Well did the cops give her a citation for it? If they did theres no way they can do that. Whatever damage she caused is their responsibility.
     
  5. RSK

    RSK Senior Member
    Messages: 236

    no the cops did not give a citations for it but she never failed a clam on
    it
     
  6. all seasons

    all seasons Member
    Messages: 61

    my worst nightmare

    wow , next to me doing something stupid out in a storm that is the one biggest thing on my mind when there are people out and we are plowing,i find myself always looking at cars behind when im at a light-that would be a serious problem -good luck man- sounds like your ins copmany needs to stand behind you just a bit more
     
    Last edited: Mar 4, 2006
  7. SnoFarmer

    SnoFarmer PlowSite Fanatic
    from N,E. MN
    Messages: 8,445

    You need to tell your ins agent what is happening with the other ins company and see if they can straighten out the other ins co's problem.
    She reddened you! Go after her! Call her and her ins agent every day.
     
  8. oldmankent

    oldmankent PlowSite.com Addict
    Messages: 1,318


    Make sure either she pays or her insurance pays. People like that are just #@#$@$@@#$%!?!?! :realmad:
     
  9. meathead1134

    meathead1134 Senior Member
    from MA
    Messages: 170

    now its time to sue her and good luck
     
  10. Crash935

    Crash935 2000 Club Member
    Messages: 2,377

    Let your agent do all the work for you, next time she or her agent calls give them the # to your agent, they think if they try and work on you they will get you to settle for nothing. Keep on your agents but to keep on hers.
     
  11. jax1013

    jax1013 Senior Member
    Messages: 114

    failure to control

    Dude..you are being tested by the ins company...they all try to blow you off so they can keep the numbers down..they are going to try and see how tenacious you are. Regardless of what they say..She failed to maintain control of her vehicle..By hitting you in the rear she is completely at fault. Even if you jambed on your brakes w/o taillights ..she still struck you in the rear. Not all police agencies allow the officers to write a citation without seeing the infraction for themselves. Don't let that be any factor in pursuing your claim. Keep up with the calls and letters..let them know they should be glad your not seeing a chiropractor or orthopedic specialist...
    Good luck Jack
     
  12. RSK

    RSK Senior Member
    Messages: 236

    thanks ever-one
    they are paying for the spreader i will get the money for it in a few
    days. thanks for all the info you guys helped me withpayup
     
  13. meathead1134

    meathead1134 Senior Member
    from MA
    Messages: 170

    rock on It's nice to see the good guy come out on top
     
  14. BushHogBoy

    BushHogBoy Senior Member
    Messages: 665

    let them know they should be glad you are not suing for lost wages during these few days! i would be thoroughly p!$$ed if my spreader was totalled..... that thing makes me more money faster than anything else i've ever owned..... amazing money maker....

    glad you got things worked out finally :)