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Another Insurance question.

Discussion in 'Business Fundamentals' started by plowin-fire, Nov 15, 2011.

  1. plowin-fire

    plowin-fire Senior Member
    Messages: 186

    Have general liability on my truck and atv. Adding 2 employees this year. One is using his own atv, the other is using my equipment, I would think that both guys need to be added to policy for liabilty and the the atv as well?

    Another question. Going to rent dad's bobcat this year to run my snowblower. He has it insured through the farm. Currently snowblower is not insured for anything. Would his insurance likely cover since the snowblower is attached to the skid loader or should I have it covered as well?

    Just making sure I have all my bases covered...
  2. BC Handyman

    BC Handyman PlowSite.com Addict
    Messages: 1,838

    blower on: covered by machines policy most likely, unhooked: not covered for sure. good queston for your insurance broker.
  3. plowin-fire

    plowin-fire Senior Member
    Messages: 186

    Agent is checking and will get back to me. He also stated that the driver of my equipment needs to be covered and the driver using his own atv just needs to have his atv covered. Whatever works I guess.